Insurance coverage
Liquor Liability
Liquor liability coverage is essential for any liquor licensed establishment. Many insurance companies, however, exclude or minimize their coverage of incidents that involve liquor law violations. You may not be covered by these insurance companies if, for example, someone leaves your establishment intoxicated and gets into a car accident or is killed crossing the street. CULE can provide coverage for bodily injury or property damage for which you may be held liable.
Hospitality Program
CULE is a specialist in the hospitality and entertainment industries.
The CULE Hospitality Program is specifically geared towards addressing the insurance needs and concerns of the hospitality and entertainment industries.
Advantages of the CULE Hospitality Program
- The CULE Hospitality Program was developed by insurance professionals with extensive experience in the hospitality and entertainment industries.
- The coverage has been designed to provide protection that meet the requirements of the hospitality and entertainment industries.
- We have an exclusive arrangement with a leading Canadian insurance company to provide superior liability coverage at competitive rates.
- Financing is available.
Eligibility
All establishments in the hospitality and entertainment industry could be eligible for the program. We encourage you to take an active role in risk management of your clients as this can contribute to lowering premium rates.